Dental Insurance Plans
Your dental insurance plan, if you have one, is a contract between you or your employer and the insurance company. This means that you alone authorize and are responsible for your treatment and the fees associated with that treatment. We will ask you to inform the office of your dental insurance information when you present for your first visit to the office.
Some insurance companies require an estimate of services and treatment to be performed in advance of treatment being rendered. This is often true in the case of major restorative work such as crowns, bridges or dentures. Our office will submit, on your behalf, any estimates for treatment required by your insurance company. Some of the necessary treatment procedures may not be covered or may be only partially covered. However, if you decide to proceed, you are responsible for the entire treatment fee at the time of treatment.
Following your treatment, our office will submit the necessary claim forms to your insurance company electronically and you will be reimbursed directly according to the terms set out in your plan. Please be aware that not all dental insurance plans are the same. They have been negotiated on an individual basis by your company or union and may vary in coverage. You will be reimbursed for the eligible services set out in your policy and at the rate of fees that the policy stipulates. It is your responsibility to be aware of the coverage of your policy and inform our office of the above.
If necessary, we will endeavour to explain your policy and its coverage details to you so you can make informed decisions with regard to treatment and your annual maximums. Our role is to provide you with the best diagnosis and treatment plan possible and to work with you to complete that plan.
